Overpayment Scam
A 'buyer' overpays and asks you to refund the difference, then reverses the original payment.
How it appears in scam messages
Overpayment scams 'accidentally' overpay and ask you to refund the difference before the fake payment reverses, leaving you out of pocket.
Example only - do not act on it
Example only: I overpaid - please send back the difference now.
Why it matters
You lose the refund you sent from your own money.
Common red flags
- Unexpected contact creating urgency or fear
- Requests for codes, passwords, payment, or personal details
- Links or attachments you did not expect
- Sender or domain that does not match the real organisation
Safe next steps
- Stop and verify through official channels you find yourself
- Never share codes, passwords, or card details from a message
- Use the message checker if you are unsure
- Report and block the sender
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Related scam-type hubs
Related red flags
Emergency guides
Frequently asked questions
How can I avoid overpayment scam?
Slow down, never act on urgency, and verify through official apps or websites you open yourself. Use the free checker if a message seems off.
What if I have already been affected?
Contact your bank or the relevant provider through official channels, change any exposed passwords from a trusted device, and save evidence. See our recovery guides.