KYC scam
A scam where you're told to 'update your KYC' (know-your-customer details) or your account will be blocked.
How it appears in scam messages
A message claims your bank or wallet needs urgent KYC re-verification, with a link to a fake form that captures your details.
Example only - do not act on it
Example only: Your account will be blocked today - update KYC now to keep it active: [fake-link removed]
Why it matters
It pressures you into sharing logins, ID, or codes on a fake page, leading to account takeover or fraud.
Common red flags
- Urgent 'update KYC or lose access' threats
- A link to a form asking for ID, login, or codes
- Pressure and deadlines
- Sender that doesn't match your bank
Safe next steps
- Never share verification or one-time codes; turn on app-based 2FA.
- Secure the account, change the password, and sign out unknown sessions.
- Warn your contacts and report the takeover.
Related scam types
Related scam messages you can check
- Is this bank account blocked SMS a scam?
- Is this fake bank OTP alert message a scam?
- Is this fake KYC update bank message a scam?
- Is this card blocked SMS scam a scam?
- Is this suspicious transaction alert SMS a scam?
- Is this SIM swap verification SMS a scam?
Related scam-type hubs
Related red flags
Frequently asked questions
Does my bank update KYC by text link?
No. Update details only inside the official app or in person. KYC links in messages are phishing.