Scam Message Checker

Report a scam in European Union

Use the official channels below. If you are in immediate danger, contact local emergency services first.

Emergency number: 112 - for immediate danger only.

Report scam texts: Report scam SMS to your national authority and mobile provider.

Report phishing email: Report phishing to the impersonated organisation and your national CERT.

If money is involved: Contact your bank immediately to block cards and accounts.

Police advice: Call 112 anywhere in the EU for emergencies.

Evidence to save:

Save screenshots, sender numbers or emails, transaction references, and any links - without reopening them.

What not to do:

Do not pay 'recovery' fees, do not share more codes or details, and do not act on follow-up 'fraud team' messages.

Beware of recovery scams: no official body charges an upfront private fee to recover lost money.

How to report in European Union

Online scams & fraud: use the fraud or consumer-protection authority above. Describe what happened and include your evidence (screenshots, dates, amounts, references).

Cybercrime (hacking, account takeover): file with the national cybercrime portal or police cyber unit listed above.

Scam texts & calls: Report scam SMS to your national authority and mobile provider.

Bank & payment scams: Contact your bank immediately to block cards and accounts.

If you sent money: contact your bank or payment provider right away, save all evidence, and report to the authority above. The faster you act, the better the chance of recovery.

If you shared ID or KYC documents: watch for identity theft, consider a credit freeze or fraud alert where available, and follow the shared-ID recovery guide.

Stay safe while reporting

  • Do not use phone numbers or links from the suspicious message.
  • Search for official authorities independently and type the address yourself.
  • Report quickly if money was sent or ID documents were shared.

Not sure if a message is a scam?

Check it first to see the red flags and what to do.

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Helpful next steps

Frequently asked questions

How do I report a scam in European Union?

Use the official authorities listed on this page. If money is involved, contact your bank first, then file a report with the fraud or cybercrime authority.

Can I get my money back?

Sometimes, if you act quickly through your bank. Be cautious of anyone promising guaranteed recovery for an upfront fee - that is a recovery scam.

Last reviewed: 2026-06-03. Always confirm links on the official site.

Found an outdated official link? Tell us so we can review it.

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