Bank of America impersonation scams
What this scam usually looks like
A text, email, or call impersonates Bank of America, claims suspicious activity or a blocked account, and pushes you to a link or to read out a code to 'secure' your money.
What the real Bank of America will never ask for
- Your OTP, PIN, or full password
- You to move money to a 'safe account'
- KYC details via a link in a message
Common fake message patterns
Sanitised examples - placeholders only, never real links or data.
Example only: BoA: suspicious sign-in - verify your identity: [fake-link removed]
Common red flags
- 'Suspicious transaction' or 'account blocked' alarm messages
- A link to log in or 'verify' instead of the official app
- Anyone asking for your full password, PIN, or OTP
- Requests to move money to a 'safe account'
- Caller ID or sender that looks like Bank of America but cannot be trusted
How to verify safely
- Call Bank of America using the number on the back of your card.
- Log in only through the official Bank of America app you installed.
- Bank of America will never ask you to move money to a 'safe account'.
- Never read out a one-time code to a caller.
What not to do
- Do not click links in unexpected Bank of America messages.
- Do not share passwords, OTPs, or card details prompted by a Bank of America message.
- Do not call phone numbers contained in the message.
If you already clicked or paid
If you entered details on a fake Bank of America page or paid, act fast: change your password from a trusted device, enable two-factor authentication, and contact Bank of America and (if money or card details were involved) your bank through official channels.
See the step-by-step recovery guides and your country's reporting options.
Got a message like this?
Paste it into the checker to see the specific red flags and what to do next.
Check a messageRelated scam types
Official Bank of America security & reporting
-
Bank of America - security center Needs manual review
Bank of America security center.
Source type: corporate · Last checked 2026-06-05
https://www.bankofamerica.com/security-center/
Related scam-type hubs
Related platforms
Report in your country
Related red flags
Sources
- Official Bank of America security pagesInformational
External sites open in a new tab and are not controlled by this website. We link to them for reference and do not endorse or guarantee their content. Always confirm you are on the official domain before acting.
Frequently asked questions
How do I know if a Bank of America message is real?
Do not judge by how official it looks. Open the genuine Bank of America app or type the official website yourself and check there. Never use links or phone numbers from the message.
Is this website affiliated with Bank of America?
No. This page is educational only and is not affiliated with, endorsed by, or sponsored by Bank of America. The Bank of America name is used only to explain common impersonation scams.
What should I do if I already entered details on a fake Bank of America page?
Change your password from a trusted device, turn on two-factor authentication, and contact Bank of America through official channels. If card or bank details were shared, contact your bank immediately.
Reviewed by the ScamMessageChecker.com editorial team. Last reviewed 2026-06-01. Spotted something out of date? Tell us so we can review it. See how we assess scam risk.