Scam Message Checker

How to Help Elderly Parents Avoid Scams

Last updated: 2026-06-01

Older adults are often targeted because scammers assume they are trusting and less familiar with new tricks. A few simple agreements and tools can make a big difference while keeping their independence.

Common red flags

  • Unexpected calls claiming to be the bank, tax office, or tech support
  • Requests to move money to a 'safe account'
  • Prizes or refunds that require a fee or details
  • Pressure and secrecy in any message about money

Safe next steps

  • Agree a rule: always call the bank using the number on the card
  • Set up a trusted family member to check suspicious messages with
  • Turn on Simple mode on this tool for larger, clearer guidance
  • Practise saying 'I will check and call you back' to any pressure

What not to do

  • Act on an urgent money request without checking
  • Share codes, PINs, or passwords with callers
  • Let a stranger have remote access to a device

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Frequently asked questions

Is this kind of message always a scam?

Not always, but the warning signs above mean you should stop and verify through official channels before doing anything. When several signs appear together, treat it as a scam.

What should I do if I already responded?

If you shared details or paid, act quickly: contact your bank or the relevant provider through official channels, change any passwords you entered, and save evidence. See our recovery guides.

Educational guidance only, not legal or financial advice. Examples are paraphrased and simplified.

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