Romance scam
Quick answer
A scammer pretends to want a relationship to gain trust and then ask for money, gifts, or investment.
- Pause, talk to someone you trust, and verify the person's identity.
What it is
A scammer pretends to want a relationship to gain trust and then ask for money, gifts, or investment.
How it works
Over time the scammer professes strong feelings, avoids meeting in person, and eventually describes an emergency or opportunity requiring your money.
Red flags to watch for
- Quickly intense feelings
- Always has reasons not to meet or video call
- Requests for money, gift cards, or crypto
- Stories of sudden emergencies
Example
An online partner you have never met asks for money for an emergency. This is risky because asking for money is a common turning point in romance scams.
What not to do
- Do not send money or gifts
- Do not invest on their advice
- Do not share intimate images
The safe next step
Pause, talk to someone you trust, and verify the person's identity.
Often seen on: Dating apps, Social media, WhatsApp.
Commonly targets: People seeking relationships.
How to verify safely
- Do not use links, phone numbers, QR codes, or email addresses from the suspicious message.
- Open the official app or website yourself - type the address manually.
- Call a contact you have saved, or the number printed on your bank card.
- If you are threatened or in immediate danger, contact local emergency services or police.
How to report it
Report to the platform and your national fraud authority.
Find official links for your country in the scam reporting directory.
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Frequently asked questions
What is a romance scam?
A scammer pretends to want a relationship to gain trust and then ask for money, gifts, or investment.
How can I avoid a romance scam?
Pause, talk to someone you trust, and verify the person's identity.
What should I do if I have already been affected?
Contact your bank or the relevant provider through official channels, change any exposed passwords from a trusted device, and save evidence. See our recovery guides, and be wary of recovery scams that promise to get your money back for a fee.