Fake payment confirmation scam
Quick answer
A scammer sends a forged payment receipt or email so you believe you have been paid.
- Check your own bank or payment account directly before doing anything.
What it is
A scammer sends a forged payment receipt or email so you believe you have been paid.
How it works
The fake confirmation imitates a bank or payment service, prompting you to ship goods or release funds that never actually arrived.
Red flags to watch for
- Confirmation only by email or screenshot
- Branding that looks slightly off
- Pressure to act before checking your account
Example
You receive an email confirming payment, but nothing appears in your account. This is risky because the confirmation is forged to make you release goods.
What not to do
- Do not rely on a confirmation message
- Do not ship before money clears
The safe next step
Check your own bank or payment account directly before doing anything.
Often seen on: Email, WhatsApp, Marketplaces.
Commonly targets: Sellers, Small businesses.
How to verify safely
- Do not use links, phone numbers, QR codes, or email addresses from the suspicious message.
- Open the official app or website yourself - type the address manually.
- Call a contact you have saved, or the number printed on your bank card.
- If you are threatened or in immediate danger, contact local emergency services or police.
How to report it
Report to the impersonated provider and your national fraud authority.
Find official links for your country in the scam reporting directory.
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Frequently asked questions
What is a fake payment confirmation scam?
A scammer sends a forged payment receipt or email so you believe you have been paid.
How can I avoid a fake payment confirmation scam?
Check your own bank or payment account directly before doing anything.
What should I do if I have already been affected?
Contact your bank or the relevant provider through official channels, change any exposed passwords from a trusted device, and save evidence. See our recovery guides, and be wary of recovery scams that promise to get your money back for a fee.