Recovery Agent Scam
A person claiming they can recover your lost money for an upfront fee.
How it appears in scam messages
Recovery agent scams target people who have already lost money. Someone claims to be a 'fund recovery specialist', 'authorised agent', or even a regulator who can get your money back — for an upfront fee, tax, or 'unlock' payment. They often find victims in the comments of scam-related posts, or make contact soon after the first loss. It is a second scam layered on the first.
Example only - do not act on it
Example only: We're an authorised recovery agent. Pay a 10% release fee and we'll process your claim.
Why it matters
Official recovery never works through private chat payments.
Common red flags
- An offer to get lost money back for an upfront fee
- Contact made soon after you lost money or posted about it
- Claims of special access to banks, courts, or regulators
- Payment requested by crypto, gift card, or transfer
Safe next steps
- Stop and verify through official channels you find yourself
- Never share codes, passwords, or card details from a message
- Use the message checker if you are unsure
- Report and block the sender
Related scam types
Related scam messages you can check
- Is this crypto recovery agent message a scam?
- Is this recovery funds agent message a scam?
- Is this fake recovery lawyer message a scam?
Related scam-type hubs
Related red flags
Emergency guides
Frequently asked questions
How can I avoid recovery agent scam?
Slow down, never act on urgency, and verify through official apps or websites you open yourself. Use the free checker if a message seems off.
What if I have already been affected?
Contact your bank or the relevant provider through official channels, change any exposed passwords from a trusted device, and save evidence. See our recovery guides.