Scam Message Checker

Mule account

A bank or crypto account used to move stolen money, often opened by a victim tricked into 'processing payments'.

How it appears in scam messages

A 'job' or 'friend' asks you to receive money and forward it, keeping a cut, to 'help process payments'.

Example only - do not act on it

Example only: Receive this payment and forward it on - keep some for your time.

Why it matters

Acting as a money mule - even unknowingly - can mean losing access to banking and facing legal consequences.

Common red flags

Being asked to receive and forward money
'Easy commission' for moving funds
Use of your account for others' payments
Pressure and secrecy

Safe next steps

Don't pay to receive, release, or verify money.
If money moved, contact your bank or payment provider immediately.
Save evidence (amounts, references, accounts) and report it.

Check a suspicious message

See the red flags in a real message and what to do next.

Check a message

Job offer scamA scammer offers a fake job to collect fees, personal information, or to use you to move money.Task scamA scammer offers small payments for simple online tasks, then pressures you to deposit your own money to 'unlock' bigger earnings.

Related scam messages you can check

Related scam-type hubs

Job and task scams

Related red flags

Emergency guides

Frequently asked questions

What if I let someone use my account?

Stop immediately and contact your bank. Moving money for others can make you a money mule, with serious consequences.

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