Scam Message Checker

Fraud report

The act of reporting a scam or fraud to your bank, payment provider, and the relevant authority.

How it appears in scam messages

After a scam, you file with your bank if money moved and with your national fraud or cybercrime body.

Example only - do not act on it

Example only: Keep your reference numbers when you report - you may need them later.

Why it matters

Reporting can unlock help (a bank can act, an authority can investigate) and protects others by spotting patterns.

Common red flags

  • Use official reporting channels you find yourself
  • Report money loss to your bank first
  • Keep evidence and reference numbers
  • Ignore paid 'recovery' offers

Safe next steps

  • Stop and verify through official channels you find yourself.
  • Don't click links or share codes, passwords, or card details.
  • Report it and warn anyone who might be targeted.

Check a suspicious message

See the red flags in a real message and what to do next.

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Related scam-type hubs

Related red flags

Emergency guides

Frequently asked questions

Where do I report a scam?

Your bank or payment provider if money moved, and your national fraud or cybercrime body. Use the reporting directory to find the right link.

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