Chargeback scam
A scam where a buyer pays, receives the goods, then reverses the payment (chargeback) to get both.
How it appears in scam messages
A buyer pays via a reversible method, collects the item, then disputes the charge claiming it never arrived.
Example only - do not act on it
Example only: I'll pay now and sort the paperwork later - just ship it today.
Why it matters
Sellers can lose the item and the money, especially with reversible methods and 'friendly fraud'.
Common red flags
- Pressure to ship before funds settle
- Reversible payment methods
- Buyers avoiding platform protection
- Disputes after delivery
Safe next steps
- Don't pay to receive, release, or verify money.
- If money moved, contact your bank or payment provider immediately.
- Save evidence (amounts, references, accounts) and report it.
Related scam types
Related scam messages you can check
- Is this buyer sends courier pickup scam a scam?
- Is this overpayment refund scam a scam?
- Is this fake escrow marketplace scam a scam?
Related scam-type hubs
Related red flags
Emergency guides
Frequently asked questions
How do I avoid chargeback fraud?
Use the platform's protected checkout, keep proof of delivery, and don't ship before funds truly settle.