Account Takeover
When a scammer gains control of your account, often using a stolen password and a tricked OTP.
How it appears in scam messages
Account takeover is when a scammer gains control of your account through phishing, a shared code, or a reused password, then uses it to scam your contacts or lock you out.
Example only - do not act on it
Example only: Your account will be disabled - verify now to keep it: [fake-link removed]
Why it matters
Takeovers lead to fraud against you and your contacts and can be hard to reverse.
Common red flags
- Unexpected contact creating urgency or fear
- Requests for codes, passwords, payment, or personal details
- Links or attachments you did not expect
- Sender or domain that does not match the real organisation
Safe next steps
- Stop and verify through official channels you find yourself
- Never share codes, passwords, or card details from a message
- Use the message checker if you are unsure
- Report and block the sender
Related scam types
Related scam messages you can check
Related scam-type hubs
Related red flags
Frequently asked questions
How can I avoid account takeover?
Slow down, never act on urgency, and verify through official apps or websites you open yourself. Use the free checker if a message seems off.
What if I have already been affected?
Contact your bank or the relevant provider through official channels, change any exposed passwords from a trusted device, and save evidence. See our recovery guides.